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Mold in AC Unit: Coils, Drain Pans and Window Units

Mold in the AC unit itself: coils, drain pans, window and mini-split units, what you can clean, and who to call for AC mold removal.

Topic
Home
Updated
Reading time
8 min
Sources cited
19
On this page
  1. Why mold grows in an AC unit
  2. Black mold in AC: what you'll see
  3. Mold in window AC unit
  4. Mini-splits
  5. What you can clean yourself
  6. AC mold removal cost
  7. HVAC pro or licensed mold company?
  8. Health
  9. Prevention
  10. FAQ
  11. Sources
A wall-mounted split air conditioner indoor unit with its louver open
Photo: Solijon Solayev, CC BY-SA 4.0

Short answer

Mold in an AC unit grows where water collects: the evaporator coil, the condensate drain pan and line, and inside window units. You can clean a window unit's front grille and filter, but if mold is on the coil, in the air handler, or deep inside a window unit, the EPA says do not run the HVAC system if you know or suspect that it is contaminated with mold. Fixr puts HVAC mold removal at $3,000 to $10,000; a moldy window unit is often cheaper to replace.

Mold in AC equipment is a Texas rite of passage. An air conditioner's job includes pulling water out of the air, and that water has to go somewhere. When it pools, mold follows. This guide is about the unit itself: the indoor air handler and coil, the drain pan, window units, portable units and mini-splits. If your problem is the ducts and the vent covers on your ceiling, read our mold in AC vents guide instead.

Why mold grows in an AC unit

The EPA says one function of the building heating, ventilation and air conditioning (HVAC) system is to remove moisture from the air. As warm air crosses the cold evaporator coil, water condenses on it, drips into a pan, and drains away. Every part of that path can grow mold:

Texas makes all of this harder. The state has hot summers and mild to cool winters, and NOAA reports the number of very warm nights has been increasing since the 1970s. More hours of cooling means more water through the coil and pan, and more chances for something to back up.

Black mold in AC: what you'll see

Signs of mold in an AC unit:

  • Dark spots or fuzz on the coil, drain pan, or inside the air handler cabinet
  • Black dots on the louvers or just inside the front grille of a window unit
  • A musty smell when the system starts
  • Water around the indoor unit, or a stained ceiling below an attic air handler

Black mold in an AC unit isn't automatically more dangerous than any other color. The CDC says you do not need to know the type of mold to deal with it, and it does not recommend routine mold testing. Mold of any color is a sign of a water problem. For more on the "black mold" question, see is black mold dangerous?

Mold in window AC unit

Window units are the most common place people find AC mold themselves, and the hardest to fully clean.

Consumer Reports says harmful mold often first shows up as clusters of tiny black spots on the duct just inside the louvers, which can mean more mold deeper in the unit. Its advice:

Off-season storage

For units you remove in winter, Consumer Reports says to drain any water inside it, clear off debris, and wipe the internal surfaces clean, dry it by running the fan-only mode for several hours over the course of a few days in dry weather, and store it in a dry spot in an upright position. If you leave it in the window under a cover, don't trap water in it, because mold could grow inside it.

Check for the Midea window AC recall

In June 2025, the CPSC announced a recall of about 1.7 million Midea U and U+ window air conditioners because pooled water in the air conditioners can fail to drain quickly enough, which can lead to mold growth. The firm knew of at least 152 reports of mold in the air conditioners. Consumer Reports lists the brand names they were sold under, including Midea, Comfort Aire, Danby, Frigidaire, Insignia, Keystone, LBG Products, Mr. Cool, Perfect Aire, and Sea Breeze. The remedy is a free repair or a full or prorated refund. If you own a U-shaped window unit, check the model number on the recall page.

Portable units

Portable ACs collect condensate in an internal tank or tray. Consumer Reports warns that standing water in portable units can attract all kinds of mold. Empty and dry the tank as the manual says, especially before storing it.

Mini-splits

Ductless mini-split heads hang on the wall, and their coil and blower wheel sit right behind the front cover. If you see black specks on the louvers or blower, or smell mustiness, the same rules apply: the moisture has to drain away, and growth inside the unit needs a deeper clean than wiping the louvers. The manufacturer's manual says what owners can clean (usually the filters) and what needs a technician. Because the blower and coil sit near electronics, this is generally a job for an HVAC contractor.

What you can clean yourself

PartDIY?How
Window unit front grille and filterYesUnplug, remove, wash with detergent and water, dry fully
Mini-split and central system filtersYesClean or replace per the manual
Central system drain pan you can seeSometimesRemove standing water; make sure the pan slopes to the drain
Condensate drain lineSometimesClear clogs per the manual, or call HVAC
Evaporator coil, blower, air handler interiorNoHVAC contractor
Mold deep inside a window unitUsually notProfessional cleaning or replacement, per Consumer Reports

Table: AC mold removal, what you can do and what you shouldn't.

For hard parts you can reach, the EPA's basic method applies: scrub mold off hard surfaces with detergent and water, and dry completely. The EPA's drain advice is to make sure the drain pans slope toward the drain and the drain is flowing freely, and to make sure the condensate pan drains properly.

Three things not to do:

Turn off central air before any cleanup nearby. UGA says to turn off any central air or heating systems in your home to reduce the spread of mold spores.

AC mold removal cost

ServiceCostSource
HVAC mold removal, including ducts$3,000 to $10,000Fixr, updated Aug 2025
Air-conditioning system mold removalAverage between $3,000 and $10,000Bob Vila, updated Apr 2024
Furnace and air handler mold removalAverage between $3,000 and $5,000Bob Vila
Air duct mold removal$600 to $2,000Bob Vila

Table: AC mold removal cost, national estimates. No source gave Texas-only prices.

Fixr calls HVAC mold work one of the most expensive remediations. We couldn't verify a current independent price for a basic evaporator coil cleaning or for window unit cleaning, so we don't list one. For a small window unit with mold deep inside, compare the cleaning quote to the price of a new unit. See our mold remediation cost guide for the bigger picture.

HVAC pro or licensed mold company?

The equipment and the mold are often two different jobs.

Call a licensed HVAC contractor for the unit itself: coil cleaning, clogged drains, a cracked or rusted drain pan, a unit that's oversized, or water leaking from the air handler. In Texas, TDLR says a license is needed to install, repair, or maintain systems related to air conditioning, refrigeration, or heating. You can check an HVAC license on TDLR's license search.

Call a licensed mold company when mold has spread beyond the unit: to the ceiling under an attic air handler, the closet around it, the ducts, or the walls. TDLR says areas of visible mold of less than 25 contiguous square feet can be cleaned up by people who are not licensed; larger areas generally need a licensed remediation contractor.

SituationWho to call
Moldy window unit, mold on louvers onlyClean it yourself; replace if it returns
Clogged condensate drain, water in drain panHVAC contractor
Mold on evaporator coil or blowerHVAC contractor; don't run the system meanwhile
Water leaked from an attic unit; stained or moldy ceilingHVAC contractor to fix the leak, plus a licensed mold removal company for the ceiling
Mold in the unit and in ducts or rooms; unsure how far it spreadLicensed mold testing company first

Table: Who to call for mold in an AC unit.

Keep testing and removal separate. Texas law says a license holder may not perform both mold assessment and mold remediation on the same project. Our guide on why testing and removal are different companies explains the rule, and mold clearance testing covers how to confirm the job is done.

Find licensed mold testing companies in Houston or San Antonio, and mold removal companies in Houston, Dallas or Corpus Christi. Browse all of Texas, confirm a mold license with our license check, and see how we verify listings.

Health

A moldy AC unit can blow spores into the room. The CDC says some people exposed to mold get a stuffy nose, sore throat, coughing or wheezing, burning eyes, or skin rash, and that people with asthma or mold allergies may react more strongly. In the Midea recall, the CPSC noted 17 reports of consumers experiencing symptoms such as respiratory infections. A doctor, not a mold test, diagnoses mold-related illness. TDLR recommends that people consult a health care provider with health concerns.

Prevention

FAQ

What causes mold in AC units?

Water that doesn't drain away: a wet, dirty evaporator coil, a clogged condensate line, standing water in the drain pan, or a window unit tilted the wrong way. UGA Extension says dirty wet coils can result in mold in ductwork. Fix the water problem or the mold comes back.

Is black mold in my AC dangerous?

Any mold can bother people with allergies or asthma, and the CDC says you do not need to know the type of mold to deal with it. Stop running a contaminated system, get it cleaned, and see a doctor if you have symptoms.

How do I get mold out of a window AC unit?

Unplug it, remove the front grille and filter, and wash them with detergent and water. Consumer Reports calls louver cleaning a good first step, but only a partial solution. If mold is deep inside or comes back, have it professionally cleaned or replace the unit.

How much does AC mold removal cost?

Fixr puts HVAC mold removal, including ducts, at $3,000 to $10,000. Bob Vila lists furnace and air handler mold removal at $3,000 to $5,000 on average. A small window unit is often cheaper to replace than to have cleaned.

Should I call an HVAC company or a mold company for aircon mold removal?

Call a licensed HVAC contractor for the coil, drain and unit. Call a licensed mold removal company if mold has spread to ceilings, walls or ducts, and a separate licensed mold testing company if you need to know how far it has spread. TDLR licenses air conditioning, refrigeration, or heating contractors and mold professionals separately.

Licensed Mold Pros directory

Find a licensed mold removal company

Removal companies hold a Texas mold remediation license. They remove the mold to a plan written by a separate, licensed testing company.

Sources

We link every number, rule and health claim to its source. See our editorial policy.